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Fingal Bay NSW 2315: Property Market Report & Real Estate Insights

Part of Port Stephens, NSW

Property Market

Median Weekly Rent $390.00
Median Monthly Mortgage $1775.25
Median Persons Per Bedroom 0.70
Average Household Size 2.00
Average Age 62.75
Average Income $584.50
Average Cars Per Dwelling 1.58
Average Properties Within 50M 24

Typical House Prices

1 bed property $917,000
2 bed property $906,000
3 bed property $1,039,000
4 bed property $1,436,000
5 bed property $1,572,000
6 bed+ property $1,853,000

Typical Homes & Property Types

Average Internet Speeds in Fingal Bay

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Fingal Bay Real Estate Market Outlook

Thinking about buying in Fingal Bay? Now could not be a better time, with 2044 residential properties there's certainly plenty to choose from. The average property price in this area is in the region of $1,112,000 with prices in this suburb ranging from $242,000 to $4,673,000. Fingal Bay is located very near to the coast so expect stunning views of the ocean and access to beaches. Demand is likely to be very strong in this location which will support higher prices

Living in Fingal Bay

Good balance between supply and demand ensures a range of affordable options within budget limits. Recent increases in listings may provide buying opportunities. Low average incomes in Fingal Bay is reflected in smaller and lower quality accommodation. Over time this may change providsing long-term returns but in the short to medium term, prices are likely to be less than state averages. A mix of professions and above average income earners in Fingal Bay provides good demand. The lower than average housing turnover of these people also means fewer regular listings leading to periodic large price increases. Lower than average population density constrains growth in Fingal Bay to an extent. However, where buyers are willing to compromise on housing and lifestyle choice, there are affordable options. Higher than average industry presence in the wider area offering local employment yet with not a large negative impact on local amenity, provides good demand and price growth.

Instant Property Valuation

Fingal Bay, located in the scenic region of Port Stephens, NSW, has become an increasingly attractive spot for homebuyers and investors in recent years. The housing market here is characterized by a mix of charming beachside properties, modern homes, and older-style cottages, reflecting its development over time. Due to its stunning beaches and close-knit community, demand remains strong, leading to steady property value increases. Potential buyers are often drawn to its allure as a peaceful coastal town, complete with the natural beauty of the nearby Fingal Spit and Tomaree National Park. The market typically sees interest from both local buyers and those from larger cities like Sydney, seeking a retreat or investment in a serene environment. This interest has contributed to maintaining a competitive, yet appealing market for buyers and investors alike.

Living in Fingal Bay offers residents a lifestyle that perfectly merges relaxation with community spirit. Known for its pristine beaches and abundant natural landscapes, the area provides ample opportunities for outdoor activities such as surfing, fishing, and bushwalking. Residents enjoy a sense of tranquility, enhanced by the small-town vibe where local events and neighborly interactions are common. Additionally, despite its more isolated feel, Fingal Bay offers fundamental amenities and is a short drive from larger towns like Nelson Bay, ensuring convenience alongside its picturesque setting. Schools, cafes, and community centers foster a family-friendly atmosphere, making it an ideal location for both retirees seeking a quieter life and families desiring a nurturing environment. Overall, living in Fingal Bay is about embracing balance—finding peace in nature while staying connected within a supportive community.



Recently Sold Properties

Settlement Date Sale Price Property Address Details
2026-01-20 $1,550,000 174 Rocky Point Road Fingal Bay, NSW
2026-01-12 $1,330,000 46 Boulder Bay Road Fingal Bay, NSW
2025-12-19 $1,625,000 20 Lentara Street Fingal Bay, NSW
2025-12-12 $4,030,000 78 Marine Drive Fingal Bay, NSW
2025-12-10 $2,011,000 18 Boulder Bay Road Fingal Bay, NSW
2025-12-08 $830,000 1 / 8 Ala Moana Way Fingal Bay, NSW
2025-12-08 $905,000 156 Rocky Point Road Fingal Bay, NSW
2025-12-08 $830,000 1 / 8 Ala Moana Way Fingal Bay, NSW
2025-12-08 $905,000 156 Rocky Point Road Fingal Bay, NSW
2025-12-04 $920,000 83 Pacific Drive Fingal Bay, NSW
2025-11-24 $1,000,000 1 / 17 Whitesands Road Fingal Bay, NSW
2025-10-16 $1,365,000 21 Boulder Bay Road Fingal Bay, NSW
2025-10-07 $1,029,000 201 Rocky Point Road Fingal Bay, NSW
2025-09-19 $4,500,000 86 Marine Drive Fingal Bay, NSW
2025-09-19 $1,140,000 58 Pacific Drive Fingal Bay, NSW
2025-09-19 $4,500,000 86 Marine Drive Fingal Bay, NSW
2025-09-19 $1,140,000 58 Pacific Drive Fingal Bay, NSW
2025-08-14 $800,000 189 Rocky Point Road Fingal Bay, NSW
2025-07-18 $1,150,000 61 Shoreline Drive Fingal Bay, NSW
2025-07-18 $735,000 6 / 38 Marine Drive Fingal Bay, NSW
2025-07-18 $1,150,000 61 Shoreline Drive Fingal Bay, NSW
2025-07-18 $735,000 6 / 38 Marine Drive Fingal Bay, NSW
2025-07-18 $1,150,000 61 Shoreline Drive Fingal Bay, NSW
2025-07-18 $735,000 6 / 38 Marine Drive Fingal Bay, NSW
2025-07-18 $1,150,000 61 Shoreline Drive Fingal Bay, NSW
2025-07-18 $735,000 6 / 38 Marine Drive Fingal Bay, NSW
2025-07-15 $2,000,000 4 Market Street Fingal Bay, NSW
2025-07-04 $1,601,000 34 Pacific Drive Fingal Bay, NSW
2025-06-16 $835,000 1 / 54 Lentara Street Fingal Bay, NSW
2025-06-16 $1,500,000 10 Whitesands Road Fingal Bay, NSW
2025-06-16 $835,000 1 / 54 Lentara Street Fingal Bay, NSW
2025-06-16 $1,500,000 10 Whitesands Road Fingal Bay, NSW
2025-06-16 $835,000 1 / 54 Lentara Street Fingal Bay, NSW
2025-06-16 $1,500,000 10 Whitesands Road Fingal Bay, NSW
2025-06-16 $835,000 1 / 54 Lentara Street Fingal Bay, NSW
2025-06-16 $1,500,000 10 Whitesands Road Fingal Bay, NSW
2025-06-13 $1,000,000 7 Bent Street Fingal Bay, NSW
2025-06-13 $1,675,000 16 Legana Close Fingal Bay, NSW
2025-06-13 $1,000,000 7 Bent Street Fingal Bay, NSW
2025-06-13 $1,675,000 16 Legana Close Fingal Bay, NSW
2025-06-13 $1,000,000 7 Bent Street Fingal Bay, NSW
2025-06-13 $1,675,000 16 Legana Close Fingal Bay, NSW
2025-06-13 $1,000,000 7 Bent Street Fingal Bay, NSW
2025-06-13 $1,675,000 16 Legana Close Fingal Bay, NSW
2025-06-11 $1,150,000 3 Pebble Parade Fingal Bay, NSW
2025-06-05 $1,700,000 4 Amaroo Cescent Fingal Bay, NSW
2025-05-30 $1,800,000 1 / 14 Legana Close Fingal Bay, NSW
2025-05-28 $1,570,000 82 Pacific Drive Fingal Bay, NSW
2025-05-12 $1,725,000 38 Lentara Street Fingal Bay, NSW
2025-04-16 $1,220,000 70 Boulder Bay Road Fingal Bay, NSW

Local Schools

Shoal Bay Public School

Is Fingal Bay a safe suburb?

Incidents Trend State Average

We are currently collecting information for this location.

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Balmain East Weather – Average Local Climate by Month

(mm)
RAIN
Min (°C)
TEMP
Max (°C)
TEMP
Min (%)
HUMIDITY
Max (%)
HUMIDITY
(m/sec)
WIND
(MJ/sq m)
SOLAR
Jan2.018.930.148.193.64.624.5
Feb3.318.628.352.794.54.220.7
Mar5.117.426.854.2954.116.6
Apr4.413.724.551.695.83.614.4
May2.610.021.049.393.84.011.3
Jun4.88.718.254.494.24.39.5
Jul2.36.818.346.191.94.510.8
Aug1.86.819.838.591.64.513.7
Sept2.09.423.037.092.54.318.2
Oct2.412.224.841.593.04.421.3
Nov2.515.526.946.893.74.424
Dec2.517.328.247.893.34.624.8

source: Australian Government Bureau of Meteorology


Nearby Suburbs

Nelson BayShoal BayOne MileCorletteBoat HarbourBoat HarbourSalamander BayFishermans BayAnna BayTaylors Beach

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